Credit Score Guide

Thanks to the Internet, it has never been easier to receive and submit credit card applications. It can be very tempting to fill out all of the online forms available to you. But be careful, it could end up costing you–consider the following issues before hitting that send application again.

Be aware of card offers promising pre-approved credit. You may be a prospective customer, but you still have to apply for credit. Each time you apply, the card company obtains a copy of your credit report. All these credit card applications count as inquiries that, if concentrated over a short period of time, can negatively affect your a target=_blank target=_new href=http://www.credit-report-credit-score.comcredit score/a

With online credit card applications, you should also consider the security of your personal credit information. Take Security and privacy concerns seriously. Limit your online application to card companies that use industry-standard practices for security and privacy. Look for 128-bit encrypting, which scrambles your application data and requires a de-scrambler to read it.

Additionally, the card company’s Web server should use Secured Sockets Layer (SSL) technology. Look for an online application on a secure screen of the Web site. This is usually identified with a padlock or similar icon, or has a URL that begins with the word https. The company should also clearly state its privacy policy for handling your financial data.

————————- Note: This article may be freely reproduced as long as the authors bio paragraph at the bottom of this article is included, the article is published as is (unedited) and all URL’s are made active hyperlinks with no syntax changes. ————————-

About The Author This article was written by Beth Pardue who has over 10 years of experience in the financial industry assisting clients with assorted financial needs. To learn more about credit reports or to get a free credit report online please visit: a target=_blank target=_new href=http://www.credit-report-credit-score.comhttp://www.credit-report-credit-score.com/a

hr

Tags: credit score needed for mortgage, credit scoring agency, credit free online score, free credit rating score, credit fix report score, credit score agency

Tags

Credit Score Analysts

This entry was posted on Wednesday, March 4th, 2009 at 8:15 am and is filed under Credit Score Analysts. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.